Fertility Financing Providers2021-03-31T06:40:42-06:00

Fertility Financing Providers

Don’t let the cost of fertility treatments stand between you and your success at CCRM. Through CCRM’s partnerships with financing providers, we are able to offer financing options specifically designed for you and your fertility journey.

Provider
Overview LightStream provides funding directly to the patient to finance all aspects of fertility treatment, from doctor visits to medications CapexMD exclusively funds patients seeking fertility treatments, allowing patients to finance their treatment, genetic testing and medications through one simple loan Future Family exclusively helps fertility patients build personalized financing plans based on the full cost of treatment. Cover clinic procedures, lab work, medications, and more. LendingClub partners with nationally recognized pharmacies and labs to cover costs for comprehensive fertility care. Patients can finance up to 3 of the following services in one loan: IVF treatment, related medications, genetic testing, fertility preservation, & donor services
Qualifications Patients with good to excellent credit Patients receiving fertility treatment at CCRM ~63% of applicants receive funding Minimum FICO score of 680 for Single Plan and Partner Plan 720 FICO score for Friends and Family Plan No specific requirements, qualifications are subject to overall credit review, history, and income level.
Loan Amount $5,000 – $100,000 Up to $50,000 $5,000 to $50,000 $2,000 to $50,000
Term 24 – 84 months 6 – 60 months Average 24 to 60 months Average 24 to 84 months
Interest Rate 5.95% – 19.99%* with AutoPay

* Subject to change. Interest rate dictated by credit application/approval.

7.5% – 12.75%*

* Subject to change. Interest rate dictated by credit application/approval.

7.99%-14.99%*

* Subject to change. Interest rate dictated by credit application/approval.

4.99%-24.99% Fixed Rate Plans*

* Subject to change. Interest rate dictated by credit application/approval.

Benefits
  • No fees, no origination fees, no application fees, no pre-payment penalties/fees
  • Fixed interest rates and flexible loan terms
  • Same day funding available
  • Unsecured, Lien free, no collateral, no equity required
  • No pre-payment or early payoff penalties
  • If the original applicants do not qualify, CapexMD offers the patient an option to add a parent or sibling onto the loan
  • Fixed interest rates and easy loan modifications for patients who may encounter financial difficulties during the term of their loan
  • Funds disbursed overnight directly to the clinic
  • No pre-payment penalties
  • Get pre-approved within minutes for a loan with no affect to their credit – Receive funding within 48hrs
  • Multiple coverage plans – Plan prices are based on the clinic, credit score and approved IVF-related expenses
  • Competitive low-interest rates
  • Exclusive medication & lab discounts
  • No pre-payment penalties for maximum flexibility
  • No processing or document prep fees
  • Budget-friendly payments with terms up to 84 months
  • Payment directly to provider in 1-2 business days
  • Applicants will see all amounts, monthly payments, and rates they prequalify for, with no impact to their credit
Other Details Funds distributed to patient directly, patient will still be responsible for paying CCRM CapexMD charges an application fee of $25 (refunded if not approved) and a document preparation fee of $75-$150 Friends and Family may also cover the cost of treatment through a Friends & Family Plan.
Membership plan offering which includes additional assistance and fertility coaching during the patient’s infertility journey.
Contact www.lightstream.com/ivf-financing Use CapexMD’s Loan Payment Calculator to calculate your monthly payments.
Call: 1-888-497-8414
capexmd.com
Email: ccrm@futurefamily.com. futurefamily.com Call 1-800-630-1663
lendingclub.com/fertility