Fertility Financing Providers

Don’t let the cost of fertility treatments stand between you and your success at CCRM. Through CCRM’s partnerships with financing providers, we are able to offer financing options specifically designed for you and your fertility journey.

Provider
Overview	LightStream provides funding directly to the patient to finance all aspects of fertility treatment, from doctor visits to medications	CapexMD exclusively funds patients seeking fertility treatments, allowing patients to finance their treatment, genetic testing and medications through one simple loan	Future Family exclusively helps fertility patients build personalized financing plans based on the full cost of treatment. Cover clinic procedures, lab work, medications, and more.	LendingClub partners with nationally recognized pharmacies and labs to cover costs for comprehensive fertility care. Patients can finance up to 3 of the following services in one loan: IVF treatment, related medications, genetic testing, fertility preservation, & donor services
Qualifications	Patients with good to excellent credit	Patients receiving fertility treatment at CCRM ~63% of applicants receive funding	Patients with good to excellent credit	No specific requirements, qualifications are subject to overall credit review, history, and income level.
Loan Amount	$5,000 – $100,000	Up to $50,000	$5,000 to $50,000	$2,000 to $50,000
Term	24 – 84 months	6 – 60 months	3 – 60 months	Average 24 to 84 months
Interest Rate	5.95% – 19.99%* with AutoPay ^* Subject to change. Interest rate dictated by credit application/approval.	7.5% – 12.75%* ^* Subject to change. Interest rate dictated by credit application/approval.	0%-14.99%* ^* Subject to change. Interest rate dictated by credit application/approval.	4.99%-24.99% Fixed Rate Plans* ^* Subject to change. Interest rate dictated by credit application/approval.
Benefits	No fees, no origination fees, no application fees, no pre-payment penalties/fees Fixed interest rates and flexible loan terms Same day funding available Unsecured, Lien free, no collateral, no equity required	No pre-payment or early payoff penalties If the original applicants do not qualify, CapexMD offers the patient an option to add a parent or sibling onto the loan Fixed interest rates and easy loan modifications for patients who may encounter financial difficulties during the term of their loan Funds disbursed overnight directly to the clinic	No pre-payment penalties Get pre-approved within minutes for a loan with no affect to their credit – Receive funding within 48hrs Multiple coverage plans – Plan prices are based on the clinic, credit score and approved IVF-related expenses Competitive low-interest rates Exclusive medication & lab discounts Each patient is assigned their own Personal Fertility Coach (Registered Nurse)	No pre-payment penalties for maximum flexibility No processing or document prep fees Budget-friendly payments with terms up to 84 months Payment directly to provider in 1-2 business days Applicants will see all amounts, monthly payments, and rates they prequalify for, with no impact to their credit
Other Details	Funds distributed to patient directly, patient will still be responsible for paying CCRM	CapexMD charges an application fee of $25 (refunded if not approved) and a document preparation fee of $75-$150	With the Friends & Family Plan, a loved one with good credit may take out a low-interest loan on your behalf to cover your treatment cost. Membership includes support like fertility coaching and bill pay management.
Contact	www.lightstream.com/ivf-financing	Use CapexMD’s Loan Payment Calculator to calculate your monthly payments. 1-888-497-8414 Apply for CapexMD	Use Future Family’s Loan Calculator to estimate your monthly payments and then apply in minutes. Email: ccrm@futurefamily.com futurefamily.com	1-800-630-1663 lendingclub.com/fertility

Mobile-friendly financing options comparison chart