CCRM FERTILITY CLINIC IN SEATTLE, WA
Surrogacy for gay couples in Bellevue, WA
Serving the greater Seattle area
Why gay couples choose CCRM Fertility of Seattle for surrogacy
CCRM Fertility of Seattle is a trusted and inclusive fertility clinic for gay couples who are pursuing parenthood through surrogacy. We support every family with compassion, expertise, and a deep understanding of the unique needs of gay and male-identifying intended parents. Our services include egg donation, IVF, embryo creation, and gestational carrier coordination through trusted agency partners.
We provide mental health support through required consultations for all third-party reproduction services, ensuring emotional preparedness for the entire journey. CCRM Fertility partners with organizations like Family Equality to offer community education and advocacy for LGBTQIA+ families. Our physicians, embryologists, and care teams undergo specialized training to best support gay couples in their path to parenthood.
Renowned for delivering success rates significantly above the national average, CCRM Fertility has helped welcome more than 100,000 babies through IVF and advanced reproductive science. For gay intended parents, this means expert guidance, high-quality embryo development, and personalized care at every stage of the surrogacy process.
At CCRM Fertility of Seattle, we offer a full suite of services to support gay couples through each step of the family-building process.
Egg donation options for gay intended parents
- Access to diverse, thoroughly screened egg donors
- Fresh donor cycles
- Frozen donor eggs through reputable donor banks
- Genetic carrier screening for all donors
IVF services for embryo creation
Gay couples typically create embryos using:
- Sperm from one or both partners
- Donor eggs
- Advanced fertilization techniques (ICSI)
- Preimplantation genetic testing (PGT-A), if desired
Our in-house lab uses advanced embryology techniques to support the strongest possible embryo development.
Gestational surrogacy coordination
While CCRM Fertility does not match intended parents with gestational carriers directly, we collaborate with top-rated surrogacy agencies to ensure a seamless experience. Once a gestational carrier is selected, all medical screening and embryo transfer procedures occur at our Bellevue, WA clinic.
Understanding the cost of surrogacy for gay couples near Seattle
Planning for the cost of surrogacy is an important part of your family-building journey. Surrogacy typically involves several independent expenses. While every case is different, gay couples can expect to plan for the following categories:
Medical costs
- Egg donor cycle fees
- IVF cycle costs
- Embryo creation, fertilization, and embryo testing
- Gestational carrier screening
- Embryo transfer procedure
Third-party costs
- Gestational carrier compensation
- Agency fees
- Legal contracts for intended parents and carriers
- Insurance coverage for the carrier
- Travel expenses if applicable
What gay couples typically spend
The average cost of surrogacy for gay couples in Bellevue, WA ranges from $90,000 to $180,000 total, depending on:
- Egg donor selection
- Agency fees
- Legal expenses
- Insurance requirements
- Number of IVF cycles
While surrogacy is a financial commitment, CCRM Fertility of Seattle provides transparent cost estimates and collaborates with financing partners to make treatment more manageable.
The surrogacy journey for gay couples at CCRM Fertility of Bellevue, WA
Step 1: Consultation and diagnostic testing
Your journey begins with a consultation that includes:
- Semen analysis
- Genetic carrier screening
- Hormone testing
- A comprehensive review of family-building goals
These tests help determine the best fertility plan for you and your partner.
Step 2: Egg donor selection and IVF creation
Your CCRM care team will guide you through:
- Selecting an egg donor
- Undergoing IVF to create embryos
- Choosing whether one or both partners provide sperm
- Optional PGT-A testing
Step 3: Matching with a gestational carrier
We work closely with surrogacy agencies to ensure your carrier is healthy, well-supported, and properly screened. Once matched, our clinic completes all medical assessments and prepares for the embryo transfer.
Step 4: Transfer and pregnancy support
After embryo transfer, your carrier receives ongoing medical care. Our team coordinates closely with your agency and obstetric specialists to ensure continuity and safety.
Accepted fertility insurances at CCRM Fertility of Seattle
CCRM Fertility of Seattle works with many fully in-network plans.
Benefits vary by employer.
If your insurance is out-of-network, payment is expected at the time of service. We provide itemized receipts for possible reimbursement if your plan includes infertility benefits.
Washington State offers more progressive fertility coverage than many states, but insurance coverage for gay couples pursuing surrogacy in the Seattle area still depends largely on the specifics of an individual health plan.
Under Washington’s Building Families Act (HB 1151), certain large group health plans are required to cover infertility diagnosis, treatment, and fertility preservation services, with expanded benefits rolling out between 2025 and 2027.
Importantly, Washington defines infertility in a way that includes individuals who require medical intervention to conceive, which helps expand eligibility for LGBTQIA+ individuals and couples.
However, while access to fertility treatment is expanding, surrogacy-related coverage is not broadly mandated, meaning intended parents typically rely on a combination of insurance benefits, employer-sponsored fertility programs, and out-of-pocket payment.
Services that may be covered (plan-dependent)
When fertility coverage is available in Washington, it may include diagnostic and medically necessary services such as:
- Hormone bloodwork
- Pelvic or transvaginal ultrasound
- Semen analysis
- HSG (hysterosalpingogram)
- SIS (saline infusion sonogram)
Some plans may also offer partial or full coverage for treatments like IUI or IVF as mandated benefits phase in, particularly for large group plans. (app.leg.wa.gov)
However, coverage is typically tied to medical necessity and specific plan criteria, which can still vary by employer and insurer.
Services commonly not covered
Even with expanded fertility mandates, many services related to surrogacy are not typically covered by insurance, including:
- Surrogate compensation and related expenses
- Legal contracts for surrogacy or parental rights
- Egg or sperm donor compensation
- Agency fees
- Obstetric care for the gestational carrier
- Elective or non-medically necessary embryo testing
Additionally, self-insured employer plans are not required to follow state mandates, which can significantly impact coverage availability. (resolve.org)
Understanding your options in Seattle
Because fertility and surrogacy coverage varies widely, many intended parents in the Seattle area combine insurance benefits with self-pay options, employer-sponsored fertility benefits, or financing programs.
While Washington law is improving access to fertility care—especially for LGBTQIA+ individuals—surrogacy remains a largely out-of-pocket process for most families.
At CCRM Fertility of Seattle, our team will help you review your insurance plan, clarify what may be covered, and outline the full financial picture as you plan your surrogacy journey in Washington.
CCRM Fertility of Seattle
11232 NE 15th St, Suite 201
Bellevue, WA 98004
Phone: (425) 646-4700
Fax: (425) 646-1076
Hours
Monday-Wednesday: 9:00am – 5:00pm
Thursday-Friday: 9:00am – 4:30pm
Weekends: 9:00am – 12:00pm