CCRM FERTILITY CLINIC IN MENLO PARK, CA
Intrauterine Insemination (IUI) in the San Francisco Bay Area
IUI Clinic Serving the Palo Alto & Menlo Park Areas
Intrauterine insemination (IUI) is a common fertility treatment option that involves placing washed sperm directly into the uterus to increase the chances of fertilization. At CCRM Fertility of San Francisco, we offer state-of-the-art IUI treatments & compassionate expertise that are both customized to meet the individual needs of our patients.
Our IUI Process at CCRM Fertility
While IUI continues to be the gold standard of infertility treatment in the medical community, at CCRM Fertility of San Francisco, we understand that every patient is unique. That’s why we begin the IUI process with a comprehensive evaluation of both partners, including a thorough medical history, physical examination, and laboratory testing. Our experienced team of reproductive specialists will then collaborate with you to develop a personalized treatment plan that addresses your specific needs and goals.
Before beginning IUI treatment, patients may undergo ovulation induction to stimulate the ovaries and increase the chances of successful fertilization. This may include taking oral medications or receiving injectable hormones, depending on your individual needs.
Once the ovaries are stimulated, we will monitor your cycle closely using ultrasound imaging and hormone testing. When the follicles have reached the appropriate size, we will administer a trigger shot of human chorionic gonadotropin (hCG) to trigger ovulation.
Approximately 24-36 hours after receiving the hCG shot, you will return to our clinic for the IUI procedure. During the procedure, we will insert a thin catheter through the cervix and into the uterus, where washed sperm will be injected directly into the uterus. The procedure typically takes less than 30 minutes, and patients can return to normal activities immediately afterward.
Who are Ideal Candidates for Intrauterine Insemination?
Ideal candidates for intrauterine insemination include:
- Couples who have been trying to conceive for at least six months without success
- Couples using donor sperm or same-sex couples who wish to conceive
- Couples experiencing male infertility, such as low sperm count or decreased sperm motility
- Women who have ovulation problems, hormonal imbalances, or other fertility issues, for whom IUI may be recommended as a first-line treatment option.
What are the Requirements for IUI?
To receive IUI treatment at CCRM Fertility of San Francisco, patients must meet the following criteria:
- Undergo a comprehensive evaluation to determine the underlying cause of infertility, which may include blood tests, semen analysis, and other diagnostic tests
- Ovulate regularly, or be able to undergo ovulation induction
- Have open and unblocked fallopian tubes
- The male partner must have a sufficient sperm count and motility
Meet our fertility specialists
Finding the right fertility doctor is not always an easy task when you are looking for a fertility clinic near Palo Alto that can accommodate your needs. The doctors at CCRM have a great deal of experience with different fertility issues, and we feel confident that we can find a solution that will be best for you.
The Cost of Intrauterine Insemination in the San Francisco Bay Area
The cost of IUI treatment at CCRM Fertility of San Francisco varies depending on several factors, including the individual patient’s needs and the specific treatment plan that is recommended. However, we strive to provide affordable and accessible fertility treatment options to all of our patients.
CCRM Fertility of San Francisco participates with numerous insurance and fertility benefit providers. Our team is committed to helping our patients understand their insurance coverage and identify any potential gaps in coverage that may exist. We also partner with Future Family to offer financing options and multi-cycle packages to help make treatment more affordable.
Is IUI Covered by Insurance in California?
If you’re considering intrauterine insemination (IUI) as part of your family-building journey, it’s important to understand how insurance coverage may support your treatment. In California, fertility coverage varies depending on your plan type and provider, but recent legislation is helping expand access for more individuals and couples, including those in the LGBTQIA+ community and single parents by choice.
While IUI is often one of the first steps in fertility care, coverage is not guaranteed under every plan. For patients enrolled in fully insured large group health plans (employers with more than 100 employees), California law requires coverage for the diagnosis and treatment of infertility beginning early 2026. This may include IUI when deemed medically necessary.
Small group plans (100 or fewer employees) must offer infertility coverage, but IUI may not be included unless the employer opts to provide it. Self-insured employers, religious organizations, and Medi-Cal managed care plans are not required to follow state fertility mandates.
IUI may be covered in cases such as:
- Unexplained infertility
- Mild male factor infertility
- LGBTQIA+ family building using donor sperm
- Single individuals using donor sperm
- Ovulation disorders
Because coverage can vary widely, our financial counselors are here to help you:
- Review your current benefits
- Verify if IUI is covered under your plan
- Estimate out-of-pocket costs
- Explore self-pay and financing options
At CCRM Fertility of San Francisco, we believe that informed care is empowered care. Whether you’re just beginning or ready to move forward with IUI, our team is here to support you with clarity and compassion. Contact us today to speak with a financial counselor and take the next step in your journey.
Accepted Fertility Insurances in the San Francisco Bay Area
We participate in several insurance plans and offer financing options for those not covered by insurance.
- Aetna
- Assure
- Carrot**
- Cigna
- Evicore
- Livestrong
- Maven**
- MOREHealth
- Optum Fertility Solutions
- Progyny**
- United Healthcare*
- WINFertility**
Partially In-Network Insurance Plans
Insurance plans that are partially in-network with CCRM only cover physician consults, in-office procedures, and ultrasounds. Partially in-network plans DO NOT cover services provided by Fertility Labs of Colorado, CCRM’s IVF Lab and Surgery Center, which include blood work, semen testing, IVF/Embryology procedures, and Surgery Center fees.
- Anthem
- Blue Shield of California
*CCRM Fertility of San Francisco is proud to be designated as both an Aetna and United Center of Excellence/Optum.
**Carrot, Maven, Progyny, and WINFertility fertility benefits vary based on your employer. Please reach out to your Care Navigator with these companies prior to scheduling with CCRM Fertility.
CCRM Fertility of San Francisco is also proud to partner with Future Family, which offers affordable IVF and egg freezing plans, concierge care, and on-demand medical support. 0% interest financing is available on fertility treatments for up to 12 months, exclusively for eligible CCRM patients.
Schedule Your IUI Treatment with CCRM Fertility of San Francisco Today
At CCRM Fertility of San Francisco, we provide advanced testing and expert guidance to help you take the next step toward parenthood. Schedule your appointment today to get the answers you need.