CCRM FERTILITY OF PHILADELPHIA
Reciprocal IVF in Philadelphia
At CCRM Fertility of Philadelphia, we proudly support local LGBTQIA+ individuals and couples in their family-building journey. Reciprocal IVF offers a deeply meaningful path for same-sex female couples who want to share in the experience of creating a child both emotionally and biologically.
This method allows one partner to provide the eggs while the other carries the pregnancy, giving both partners a unique and active role in the IVF process. Whether you’re just beginning to explore your options or ready to take the next step, our Philadelphia team is here to support you with compassion, clarity, and leading-edge fertility care.
Step-by-step guide to the reciprocal IVF process
Reciprocal IVF works much like a traditional IVF cycle but with an intentional collaboration between partners. Here’s how it works at our Philadelphia clinic:
- One partner undergoes egg retrieval following ovarian stimulation
- The eggs are fertilized using donor sperm in our state-of-the-art lab
- The resulting embryo is transferred to the other partner, who will carry the pregnancy
This beautiful process allows you to grow your family in a way that celebrates both partners’ roles. We’re here to walk with you every step of the way—offering clarity, support, and personalized care.
Curious about how you and your partner can both be involved? Schedule a consultation with our team.
Preparing for reciprocal IVF
Deciding on roles: Who provides the eggs and who carries the baby?
Our Philadelphia fertility specialists will help guide your decision based on medical history, fertility testing, and personal goals.
Factors to consider
- Age and ovarian reserve
- Uterine health and medical history
- Emotional considerations
- Personal connection to the role of genetic or gestational parent
There’s no right or wrong choice—only what feels right for your journey as a couple.
Synchronizing cycles and egg retrieval
Our Philadelphia care team uses hormone therapy to synchronize both partners’ cycles, making sure the uterus is ready to receive the embryo once egg retrieval and fertilization are complete.
Fertilization: Using donor sperm
We work with top sperm banks and guide you through the Philadelphia sperm donor selection process with care and confidentiality. Our lab adheres to FDA guidelines for sperm screening and safety.
From embryo freezing to transfer: What to expect
Embryos can be transferred during a fresh cycle or frozen for later use. Our team will determine the best timing for your transfer based on your treatment plan and personal preferences.
Want to understand the full process in detail? Learn more here.
Success rates at CCRM Fertility of Philadelphia
When considering IVF treatment, it’s essential to be aware of the clinic’s success rates because they can provide valuable insights into your potential for a successful outcome, and working with CCRM Fertility of Philadelphia is no different. Our commitment to excellence, backed by world-renowned scientific research, ensures that our patients receive the best possible care.
IVF costs and considerations in Philadelphia, PA
In-vitro fertilization (IVF) can be a costly medical procedure when all the factors are added together. The cost of IVF treatment can vary widely depending on the type and complexity of the treatment, as well as other factors such as location and insurance coverage.
On average, one round of IVF costs between $14,000 and $24,000. This cost does not include medications, tests, and procedures associated with the cycle. CCRM Fertility of Philadelphia participates with numerous insurance and fertility benefit providers, and we also partner with financing providers and offer multi-cycle packages to help make treatment more affordable.
Understanding insurance coverage for reciprocal IVF in Pennsylvania
Insurance coverage for Reciprocal IVF in Philadelphia is highly plan-dependent. Pennsylvania does not broadly require all health plans to cover IVF. In the Pennsylvania Insurance Department’s review of 2026 individual and small-group plans, only one of nine insurers offered IVF coverage, while five offered coverage for certain services associated with fertility treatment, such as IVF, IUI, embryo transfer, or egg retrieval.
What coverage may include
Depending on your plan, fertility benefits may include:
- Diagnostic fertility testing and consultations
- IVF procedures
- Egg retrieval
- Embryo transfer
- Certain fertility medications
Coverage may be subject to prior authorization, treatment limits, and cost-sharing, so patients should confirm plan-specific requirements directly with their insurer.
For reciprocal IVF, coverage for services such as donor sperm, genetic testing, cryopreservation, and storage may vary by plan and should be verified directly with your insurer.
At CCRM Fertility of Philadelphia, our financial counselors can help you review available insurance benefits and understand self-pay and financing options as you plan your path to parenthood.
Accepted Fertility Insurances at CCRM Fertility of Philadelphia
- Aetna
- AmeriHealth
- Blue Cross Blue Shield
- Capital Blue Cross
- Cigna
- GWH Cigna (formerly Great West Healthcare)
- HighMark Blue Cross Blue Shield
- HighMark Blue Shield
- Horizon Blue Cross Blue Shield of New Jersey
- Horizon NJ Health
- Independence Blue Cross
- Multiplan PHCS
- QualCare
- Tricare
- UnitedHealthcare
- UnitedHealthcare Oxford
Choosing the right clinic for your reciprocal IVF journey
At CCRM Fertility of Philadelphia, we combine compassionate, inclusive care with world-class science to support LGBTQIA+ family-building.
What makes CCRM Fertility of Philadelphia different?
- Experienced physicians and embryologists
- Inclusive care tailored to same-sex female couples
- On-site IVF lab and advanced technology
- Personalized treatment planning
- Financial support and insurance guidance
At CCRM Fertility of Philadelphia, we’re more than a clinic—we’re your partner in this journey.
CCRM Fertility of Philadelphia
822 Pine St, Suite 4B
Philadelphia, PA 19107
Phone: (215) 829-8110
Fax: (215) 829-8119
Hours
Regular Hours: Monday-Friday: 8:00am – 4:30pm