Houston Insurance Program

CCRM Fertility of Houston participates with numerous insurance and fertility benefit providers. Our team is committed to helping our patients understand their insurance coverage and identify any potential gaps in coverage that may exist. We also partner with financing providers and offer multi-cycle packages to help make treatment more affordable.

Texas state law requires certain insurers that cover pregnancy services to offer coverage for in vitro fertilization (IVF insurance benefits). That means insurers must let employers know this coverage is available. However, the law does not require those insurers to provide the coverage; nor does it force employers to include it in their health plans. The law does not require organizations that are affiliated with religious groups to cover treatment that conflicts with the organization’s religious and ethical beliefs. (Texas Insurance Code, Article 3.51-6).

CCRM HOUSTON CURRENTLY ACCEPTS THE FOLLOWING INSURANCE:

• Aetna**
• Assure
• Blue Cross Blue Shield
• Blue Distinction
• Carrot*
• Cigna
• Evicore
• Future Family
• Great West
• Kelsey Seybold
• Livestrong
• Maven*
• MultiPlan/PHCS
• Optum Fertility Solutions
• Progyny*
• UMR
• United/Optum**
• WINFertility

*Carrot, Maven, WINFertility and Progyny covered services may vary based on your employer.

**CCRM Houston is proud to be designated as both an Aetna and United Healthcare Center of Excellence.

PARTIALLY IN-NETWORK INSURANCE PLANS

Insurance plans that are partially in-network with CCRM only cover physician consults, in-office procedures, and ultrasounds. Partially in-network plans DO NOT cover services provided by Fertility Labs of Colorado, CCRM’s IVF Lab and Surgery Center, which include blood work, semen testing, IVF/Embryology procedures, and Surgery Center fees.

• Memorial Hermann Health Plan

We know that IVF and other fertility treatment costs can be a major source of stress during the fertility treatment process. We will work hard to help you be informed about your insurance coverage and other financing options.

If your insurance carrier or plan is out-of-network with us, payment is expected at the time of service. If you wish to submit services to an out-of-network insurance or secondary insurance, we will be happy to supply you with an itemized receipt for you to submit to your insurance company.

CCRM Fertility of Houston proudly accepts Maven benefits. Maven partners with employers to provide additional coverage and support for fertility services not often covered by your commercial insurance plan. Check with your employer to determine if Maven is a benefit option.

CCRM Fertility of Houston also accepts Progyny benefits. Progyny covered services may vary based on the employer sponsoring the benefit plan. All Progyny patients (new or existing at a clinic) must first call their Progyny Patient Care Advocate (PCA) for authorization before scheduling an appointment with our clinic.

CCRM Fertility of Houston also proudly accepts WINFertility benefits. WINFertility has been the national leader in managed fertility benefits for over two decades. As patient benefits vary, contact your dedicated WINFertility support team prior to beginning treatment.

If you have any questions, one of our financial coordinators can be reached Monday through Friday, 7:30 a.m. – 4:30 p.m. at (713) 465-1211. Please click here for a list of questions to ask your insurance provider about fertility benefits.